Terms of use

Last updated: 3 November 2026

Draft for review. This text is a starting point written for Wealth Plus. Have it reviewed by your legal adviser before the site goes live, then remove this note.

These terms apply between you and IT HUB Technology Private Limited ("we", "us"), which provides Wealth Plus at https://www.wealthplus.app and https://wealthplus.app. By creating an account or using the service you agree to them.

1. What Wealth Plus is

Wealth Plus is software for recording, tracking and reporting investments that you or your clients already hold. It does not give investment, tax or legal advice, does not recommend any security, and cannot buy, sell or transfer anything on your behalf.

You can use Wealth Plus from any country. You are responsible for following the laws that apply to you where you live, including tax rules. Features described on the website as "coming soon" are not part of the service until we tell you they are available, and their timing and details may change. Answers and summaries produced by AI features, when available, are explanations of your own data, not advice, and should be checked against your statements.

2. Your account

  • You must be 18 or older and give accurate details when you sign up.
  • Keep your password and sign-in codes to yourself. You are responsible for what is done through your account and any logins you create under it.
  • You may add family members only with their knowledge, and statements of other people only where you are entitled to have them.
  • Advisor offices confirm that they have their clients' consent to hold and process their data in Wealth Plus.

3. Your data

The data you upload stays yours. You give us permission to store and process it only to provide the service to you. How we handle it is set out in the privacy policy.

4. Accuracy of figures

Holdings, values, returns and capital gains are worked out from the statements you provide and from market prices published by exchanges and fund houses. We take care to calculate them correctly, but they depend on the completeness of your data and on third-party prices. Check important figures, especially for tax filing, with your own records or your chartered accountant.

5. Plans and payment

  • The family plan covers one family for 12 months from the day the account is set up. It is paid in advance, in Indian rupees; the price shown includes GST.
  • Payments are taken by Razorpay. We do not receive or store your card or bank details.
  • The plan does not renew automatically. We remind you before it ends; if you don't renew, sign-in stops and your data is kept for 90 days so you can renew or ask for an export, then deleted.
  • The free plan covers one portfolio of one person whose holdings are worth less than the limit shown on the pricing page (₹1 crore today). It does not include corporate actions applied automatically or interest statements. If holdings go over the limit we may ask you to move to a paid plan; we will tell you first and give you time to decide or export your data. We may change or end the free plan on 30 days' notice.
  • Offer prices apply to payments made while the offer runs, for the year paid for.
  • Firms (advisors, wealth managers and CAs) are billed as set out in their quote or order form.
  • Refunds follow the refund policy.

6. Fair use

Don't try to access other users' data, disrupt the service, reverse-engineer it, or use it for anything unlawful. We may suspend an account that does, after telling you why where we reasonably can.

7. Availability

We aim to keep Wealth Plus available at all times but cannot promise it will never be interrupted, for example during maintenance or when exchange price files are delayed.

8. Liability

To the extent the law allows, we are not liable for investment or tax decisions made using the service, or for indirect losses. Our total liability for any claim is limited to the fees you paid us in the 12 months before the claim.

9. Ending the service

You can ask us to close your account at any time. We may end the service on 30 days' notice by email, giving you time to download your reports.

10. Law and disputes

These terms are governed by the laws of India. Courts in Ahmedabad, Gujarat have jurisdiction. Nothing in these terms takes away rights you have under the consumer laws of the country you live in.

11. Contact

IT HUB Technology Private Limited, Ahmedabad, Gujarat. Questions about these terms: [email protected]. Help with the service: [email protected].

Chat on WhatsApp