Privacy policy
Last updated: 3 November 2026
Draft for review. This text is a starting point written for Wealth Plus. Have it reviewed by your legal adviser before the site goes live, then remove this note.
IT HUB Technology Private Limited ("we") runs Wealth Plus. This policy explains what personal data we process and why, in line with India's Digital Personal Data Protection Act, 2023 and the rules made under it. If you are in the United Kingdom or the European Economic Area, the UK GDPR or the EU GDPR also applies, and the section "If you are in the UK or Europe" below tells you more.
What we collect
| Data | Why |
|---|---|
| Name, email, mobile | To create your account, send sign-in codes and reply to you |
| Family members' names, PAN, date of birth | To separate holdings and gains by PAN, and to open password-protected statements |
| Statements, contract notes and the holdings and trades read from them | To show your holdings, returns and capital gains |
| Sign-in records: time, IP address, browser | To keep your account secure and show you its activity log |
| Enquiries, call-back and early-access requests: name, mobile, email, country, city, base currency, what you want to track, message | To reply to you, set up your account, and invite you as features open in your country. Kept in our sales records for up to 3 years, or until you unsubscribe. |
| Payment records: Razorpay order and payment reference, amount, status, GSTIN if given | To confirm your payment, issue GST invoices and keep the accounts the law requires. Card, UPI and bank details are handled by Razorpay, not seen or stored by us. |
| Website visits and the ad or link you came from (only if you allow analytics cookies) | To understand which pages and campaigns help people |
Passwords of PDF files
Statement passwords are built from PAN and date of birth, or typed by you, and used only at the moment a file is opened. They are not stored.
Where it is stored
On servers located in India, encrypted in transit and at rest, with daily encrypted backups.
Who can see it
- You, and the people you create logins for.
- If your account is managed by an advisor or CA through Wealth Plus, that office.
- Our support staff, only when needed to help you or keep the service running. Access is logged.
- Service providers who work for us under contract: hosting, email delivery (Amazon Web Services) and payments (Razorpay).
- Authorities, where the law requires it.
We do not sell your data or use it for advertising.
How long we keep it
For as long as your account is open. When you delete your account, your investment data is erased within 30 days and removed from backups as they expire. Invoices are kept for the period tax law requires.
Your rights
You can ask for a summary of the personal data we hold about you, have it corrected or erased, withdraw consent, and nominate someone to exercise these rights if you cannot. Most of this you can do yourself in account settings; for the rest, contact our grievance officer below. We respond within 30 days.
Cookies
The website asks before using any analytics cookie. If you choose Allow, it uses Google Analytics and a cookie that remembers which ad or link brought you here (for 30 days). If you choose No thanks, neither is used. You can change your choice at any time with Cookie settings. Cookies needed for the site to work (form security, and keeping you signed in to the app) are always used.
If you are in the UK or Europe
- Controller: IT HUB Technology Private Limited, Ahmedabad, Gujarat, India. Contact: [email protected].
- Lawful basis: to provide the service you asked for (contract); your consent for early-access emails and analytics cookies; our legitimate interest in keeping the service secure; and legal obligations such as tax records.
- International transfers: your data is processed in India. Where the law requires it, we use safeguards such as the standard contractual clauses approved for transfers outside the UK and EEA.
- Your rights: to access, correct, delete, restrict or object to the use of your data, to receive it in a portable format, and to withdraw consent at any time. Write to us and we'll reply within one month.
- Complaints: you can complain to your data protection authority, such as the Information Commissioner's Office in the UK.
Wealth Plus Fintech AI
Fintech AI runs on Wealth Plus's own model. When you use it, it processes your own Wealth Plus records to answer you; it does not use other users' data in your answers. If we ever use an outside service as part of Fintech AI, we will name it here, with what it processes and where, before it is used.
Grievance officer
Name: [to be filled in]
IT HUB Technology Private Limited, Ahmedabad, Gujarat
Email: [email protected]
If you're not satisfied with our response, you may complain to the Data Protection Board of India.